Abstract
FinTech has garnered the interest of the public, industry practitioners, regulators, researchers and policy makers worldwide. Its disruptive and transformative potential transcends country borders and is having real impact on the way financial services are provided and forcing existing financial institutions to adapt. FinTech can enhance competition and financial inclusion to deliver tailored financial services at more affordable prices and at greater convenience. The emergence of FinTech directly challenges the business models of incumbent financial intermediaries like banks, which are adapting through in-house patents, acquisition of emerging FinTech firms and partnering with FinTech and large technology firms. This chapter provides the reader with a short overview of key trends and a preview of the content in the reminder of the book, organized according to chapters.
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Acknowledgements
The authors wish to thank all the contributors for preparing such interesting chapters for this book. It has been a pleasure to work with an amazing group of highly respected academics and practitioners to bring this book to fruition. We could not have produced this book without our wonderful editor at Palgrave Macmillan, Tula Weiss, to whom we express our deepest gratitude. We also extend sincere thanks to the production team headed by Thangarasan Boopalan and also to Lucy Kidwell. We also wish to thank the generous financial support provided by the British Academy and the Leverhulme Trust as well as the Center for Quantitative Finance at Kent Business School, University of Kent.
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© 2021 The Author(s), under exclusive license to Springer Nature Switzerland AG
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King, T., Stentella Lopes, F.S., Srivastav, A., Williams, J. (2021). Introduction. In: King, T., Stentella Lopes, F.S., Srivastav, A., Williams, J. (eds) Disruptive Technology in Banking and Finance. Palgrave Studies in Financial Services Technology. Palgrave Macmillan, Cham. https://doi.org/10.1007/978-3-030-81835-7_1
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DOI: https://doi.org/10.1007/978-3-030-81835-7_1
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