Long-term care has been regarded as social risks due to the following,the transformation of demographic structure,family structure,form of disease,and national responsibility.It’s also has become an important risk issue to every national governments in the 21st century.Before long-term care welfare system has not been formed comletetly in Taiwan,the care needs can not entirely by the family burden in the face of the impact of the long-term care risks.The potential financial risks arising from long-term care needs, has become a major issue people must face in Taiwan. This research is base on the insurance practitioners living in Taipei City for the study, and a questionnaire survey. There are three sections, the first is the analysis of demographics,tht second is the perception scale for risk of long-term care,the last is the attitude scale for family caregiving responsibility. After gathering the relevant information,We cross analysis of the relevant factors, and analyze the content categories to research. According to the research,the following conclusions: 1.Age and education make the demand for long-term care Insurance significantly different. 2.Risk perception of disability and guarantee differences between long-term care insurance and medical insurance is the factors of demand for long-term care insurance. 3.Bear attitude and compassionate attitude with the demand for long-term care Insurance is significant differences.