In order to fulfill the oath of corporate governance and prevent illegal behavior to strengthen the company's management responsibilities, and ensure the company that all information is accurate and real-time disclosure is Insurance company or business entity to sustainable management, grow strong and to attract the majority of investors and capital providers the confidence of the basic conditions, therefore, corporate governance is the most important chain of the reform in business entity. Risk insurance operations may face include market risk, credit risk, liquidity risk, operational risk, insurance risk and balance with the risks, these risks in the past by the asset side of the Department of Finance and Investment personnel, as well as the liability side of the underwriting and actuarial were responsible for the supervision and control; However, the risk faced by insurance companies increasingly complex, and there are also various types of risk between the mutual influence of the situation, and thus the last few years risk management awareness gradually rise, set the company apart from individual risk limits and risk tolerance, but should also consider the company's own capital to develop the company's overall risk appetite. The concept of risk management also increased individual risk management, and to develop to the company's overall risk management. In this study, the previous corporate governance, risk-taking and the two aspects of the company's operating performance for in-depth discussion of the study sample set insurance industry, in the past, fewer people go to discuss literature, affected by the financial crisis, the foreign insurance deep seriously affected by corporate governance has been widely discussed, it is also a corporate governance in recent years business management school of learning.