On the University Loan System in the United StatesChinese Full Text

MA Huan-ling,CHEN Da-xing(School of Education,Shenyang Normal University,Shenyang 110034,Liaoning,China)

Abstract: Universities began to obtain loans in the United States in the 1930s.After a half-century of development and evolution,it has developed into a kind of policy loan that the government directly obtains from the Ministry of Finance in the name of projects or programs and then transfers to the university.After 1970s,with the expansion of university loans and the diversion of the priority of national economic development,university loan has began to take another form,with commercial lending institutions and local governments playing leading roles under the guarantee of the federal government.Until the early 1990s,in order to solve the debt problem,American colleges and universities had carried out other forms of financing,such as school vouchers.The loan system of American universities has gradually formed its own characteristics through the course of developing and changing.By analyzing the evolution of the system,the author hopes to provide some insight on the improvement of loan system in Chinese universities.

Keywords：

The United States; University; Loan; System;

DOI：
10.13397/j.cnki.fef.2010.01.012
Series：
Subject：
Classification Code：
G649.712

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On the University Loan System in the United StatesChinese Full Text

MA Huan-ling,CHEN Da-xing(School of Education,Shenyang Normal University,Shenyang 110034,Liaoning,China)

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