doi:10.1016/j.elerap.2006.07.002
Copyright © 2006 Elsevier B.V. All rights reserved.
A new mobile payment scheme for roaming services
aDepartment of Computer Science and Information Engineering, Tamkang University, Tamsui, Taipei 251, Taiwan, ROC
Received 22 August 2005;
revised 3 May 2006;
accepted 24 July 2006.
Available online 11 September 2006.
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Abstract
Due to the advance of mobile network technologies, mobile personal devices are used to perform electronic payment. This paper proposes a new on-line payment scheme for mobile network. The proposed scheme is not only performed in the home domain, but also can be performed in visited domain. Our scheme provides consumer anonymity, authentication, non-repudiation and data integrity properties. The consumer can make transaction with shop, vendor machine and WAP site based on our scheme. Our scheme only includes symmetric encryption and one-way hash function, it takes lower computation cost and is more suitable for mobile device.
Keywords: Micro-payment; Mobile payment; Wireless network security; Electronic commerce; Mobile commerce
Fig. 1. Payment in home domain.
Fig. 2. Payment in visited domain.
Fig. 4. Withdrawing electronic coins in HLR.
Fig. 5. Payment in home domain.
Fig. 7. Payment in visited domain.
Fig. 8. Consumer withdraws electronic coins in the visited domain.
Fig. 9. Logout VLR by consumer himself.
Fig. 10. The consumer logout from the old VLR by his HLR.
Table 1.
The comparisons of our, Huang and Chen’s and Chen et al.’s schemes

Note: Th – the time to execute one-way hash function. Texp – the time to execute modulus exponent. Tpub – the time to execute public key encryption or decryption. Tmul – the time to execute modulus multiplication. Tdiv – the time to execute modulus division. Tadd – the time to execute modulus addition. Tsym – the time to execute symmetric encryption or decryption. n – the number of electronic coins that the consumer withdraws.