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Medical Insurance and Out-Of-Pocket Expenses on Medical Care

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Public Medical Insurance Reforms in China

Abstract

This study tries to answer two questions: (i) Does public medical insurance affect out-of- pocket (OOP) expenses on medical care? (i) Does public medical insurance affect the probability of catastrophic medical expenses (CME)? Using longitudinal data from the China Health and Nutrition Surveys of 2000, 2004, and 2006, an empirical analysis was conducted to explore how public medical insurance influences OOP expenses and the probability of CME. The results reveal that the impact of public medical insurance on OOP expenses and the probability of CME are not statistically significant in urban and rural areas. Other factors such as age, education, health status, and lifestyle affect OOP expenses and the probability of CME, and the effects of these factors are greater in rural areas than in urban areas.

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Authors and Affiliations

  1. Faculty of Economics, Hosei University, Tokyo, Japan

    Xinxin Ma

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  1. Xinxin Ma
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Correspondence to Xinxin Ma .

Appendix

Appendix

See Tables 8.6 and 8.7.

Table 8.6 Summary of previous studies
Full size table
Table 8.7 Descriptive statistics of variables
Full size table

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Ma, X. (2022). Medical Insurance and Out-Of-Pocket Expenses on Medical Care. In: Public Medical Insurance Reforms in China. Springer, Singapore. https://doi.org/10.1007/978-981-16-7790-8_8

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  • DOI: https://doi.org/10.1007/978-981-16-7790-8_8

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  • Publisher Name: Springer, Singapore

  • Print ISBN: 978-981-16-7789-2

  • Online ISBN: 978-981-16-7790-8

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